The Law Office of

 Michael M. Yellin


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To Whom It May Concern,

Recently, I have become inundated with phone calls, emails, and letters from people regarding a company named Federal Modification for America which is/was located somewhere in Illinois, I believe Chicago.

Let me first say that I am saddened that so many people are in this situation, and I wish I could provide an easy solution, but I am just not able to do so.

Let me start by saying, as emphatically as possible, I HAVE NEVER BEEN "ASSOCIATED" with Federal Modifications for America. They misappropriated my documentation, made some changes, and were using it to dupe unsuspecting victims.

To that end, I suggest you look at the documentation itself. There is a toll free number below my address and name that does not belong to me or my office, and in fact, there is a local Chicago number for the fax. How can my office, located in Los Angeles (that is the address) have an Illinois fax number?

Furthermore, if one looks at the "Credit Card Authorization" form, one will notice that while printed with my letterhead at the top, the form once again has an incorrect toll free number, and a local Illinois fax number, as well as the text of the authorization indicates "I__________ authorize FMFA…" That indicates Federal Modifications for America, and NOT the Law Office of Michael Yellin is being authorized to charge the credit card.

Next, if one inspects their credit card/bank statement, they will notice that the charge was originated by "Financial Products..." (interestingly enough, that is neither FMFA or The Law Office of Michael Yellin, the names that actually appear on the Authorization Form) That is NOT my merchant account. My merchant account indicates The Law Office of Michael Yellin. I can provide my merchant ID number if needed to confirm, though a call to your financial institution will reveal the same. And for those who sent checks, I am confident they were not made out to Michael Yellin, or the Law Office of Michael Yellin, but to Federal Modifications for America. I have not received any money from any purported clients for services associated with Federal Modifications for America. No checks were deposited into my account.

Then, of course, there is the issue that I am not licensed to practice law in Illinois. It is impermissible for me to open an office to provide any legal services in Illinois. In addition, my understanding of Illinois law leads me to believe that I am NOT permitted to provide loan modification services in Illinois because I am not licensed in Illinois.

Approximately two or three months ago I became aware of Federal Modifications of America, and that they were improperly utilizing my paperwork. I began calling FMFA, and was able to reach a "Manager" who assured me they were authorized to use my name and paperwork. I, of course, indicated they were not. Feeling powerless, I called a few times to try and stop their activities. It now appears that they have shut down their operations, and are no longer scamming new people. However, that has left numerous other people without the help they desperately need, unable to reach anyone at the numbers given, and with the mistaken belief that I, Michael Yellin, somehow represent them in this matter. Unfortunately, I am not involved, was not involved, and could not be involved, in Federal Modifications for America.

I suggest that anyone, and everyone, who became a client of Federal Modifications for America immediately seek out competent, local, representation to help them with their loan modification needs.

It is my sincere hope that everyone duped by Federal Modifications for America receives a full refund, and is able to find the help they so desperately need. I am sorry, but it is not me who did this to you.

Sincerely,

Michael M. Yellin, Esq.